Fullerton India is a Non Banking Finance Company. The Company started its operations in January 2006.Fullerton offers you a wide range of financial products like Home Loans, home equity loans Business Loans and life insurance. It has more than 800 branches across India.
Fullerton India Personal Loan offers:
Simplicity - Easy to understand, simple processes and standard documentation
Speed - Average turnaround time in loan processing is just two days
One of the lowest Personal Loan Interest Rates.
Fullerton India Personal Loan Details:
Interest rates
19.50% - 37.00%
Processing fees
2.00%
Forclosure charges
Upto 7%, 0% after 3years
Repayment
4 years
loan amount
20 lakh
Min. Income
18000 pm
Current interest rates on Fullerton India Personal loans - March, 2017
Interest rates
Pre Payment Charges
Processing fees
19.50% - 37%
Upto 7.00%, 0% after 3 years
2%
Eligibility for Women Customers:
Women Applicants from Metropolitan, Urban as well as Semi Urban Areas.
Special Interest Rates – 2.00% lower from applicable base interest rates.
Maximum Loan available upto Rs.10 lakh
Repayment Period of upto 48 Months or 4 Years.
Eligibility Criteria for Fullerton India Personal Loan
Age of Applicant
Min-21 years ; Max-60 years.
No. of years in employment
3 years & above
Current Experience
6 months & above
Net Monthly Income
Rs. 10,000/- & above
Loan Amount offered by Fullerton India
Minimum Funding
Rs. 65,000 (Metro & Tier 1 cities), Rs. 50000 (Tier 2,3 and 4 cities)
Maximum Funding
Rs. 20 Lakh/-
Loan Tenure offered by Fullerton India
Minimum Tenure
12 months
Maximum Tenure
48 months
Turn Around Time of Fullerton India Personal Loan
Turn around time
4 working days
Processing Fee of Fullerton India Personal Loan
Processing fee
2%
Prepayment Charges of Fullerton India Personal Loan
Foreclosure Charges
Upto 7%, 0% after 3 years
Salary available for making EMI’s
Above Rs. 15,000 p.m
60% of salary is considered
Documents Required for Fullerton India Personal Loan
Identity Proof
Passport/ driving license/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification
Age Proof
PAN Card/ Passport/ driving license/ School leaving certificate/ Voter’s card/ BirthCertificate/ LIC policy (only for age Proof).
Address Proof
Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements)
Income Proof
Latest 3 months salary slip (Computerized pay slip with company Logo/pay slip on company letter head)
Job Continuity Proof
Form 16/relieving letter/appointment Letter.
Banking History
Bank statements of latest 6 months
Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.