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Compare Home loan rates of all major banks of India. Check Interest Rates 2017, Processing fee , Per lakh EMI , ROI floating Rates , Lowest fixed rates for salaried, Women and Self-employed/Professionals from Nationalised / Government Banks / Private Banks through OneClickFinance..
Are you looking forward to purchase your first place? Shopping for a home is exciting, exhausting and a little terrifying, especially in this market. In the end, your plan is to end up with a home you adore at a price you can manage to pay for. Arm yourself with the list mentioned below to compare and narrow down the choices to get the best for you. To lend a helping hand to our customers, deal4loans has consolidated all the necessary information regarding current rate of interest on home loans provided by all the major banks at one place. Please keep visiting this section to check latest rate of interest for home loans.
Home loan trends January 2017:Hey! Good news for home loan borrowers, New Year New Rates a biggest surprise gift to all borrowers from SBI, IDBI & Union Bank. Now, lowest rates for women are 8.50% & 8.55% for othe₹
| Bank Name | Floating Interest Rate | Per Lac EMI | MCLR Rates | Processing Fees | Prepayment Charges | % changes in last 6 mnths |
| SBI - State Bank Of India | 7.55% - 8.05% | ₹ 809 - ₹ 840 | 8.15% | 50% off till 31.07.2022 | Nil | 1.52% |
| ICICI Bank | 7.60% - 8.30% | ₹ 812 - ₹ 855 | 8.75% | 3000 + Tax | N.A | 1.44% |
| HDFC Ltd | 7.65% - 8.20% | ₹ 815 - ₹ 849 | 16.95% | 3000 + Tax (Salaried), 5000 + Tax (S. Employed) | Nil | 1.98% |
| LIC Housing | 7.50% - 8.00% | ₹ 806 - ₹ 836 | 14.70% | Below 1 Cr: Upto ₹ 10000 + AT Above 1 Cr: ₹ 20000 + AT | Nil | No Change |
| Bank of Baroda | 7.45% - 8.80% | ₹ 803 - ₹ 887 | 8.75% | Upto 0.5 % of loan amount + GST | N.A. | No Change |
| AXIS Bank | 7.60% - 8.05% | ₹ 812 - ₹ 840 | 8.8% | Up to 1% of the Loan amount subject to minimum of ₹ 10,000/- | Nil | 0.9% |
| DHFL | 8.60% - 8.70% | ₹ 874 - ₹ 881 | ₹ 5,000 to ₹ 20000 + document charges + Service Tax | NIL | 2.46% | |
| IDBI | 7.50% - 10.65% | ₹ 806 - ₹ 1008 | 8.7% | NIL | Nil | 0.97% |
| Union Bank of India | 7.40% - 8.90% | ₹ 799 - ₹ 893 | 8.65% | 0.50% of loan amount subject to a maximum of 15000 + GST | NIL | 2.5% |
| Bank of India | 6.90% - 7.10% | ₹ 769 - ₹ 781 | 8.55% | 0.25% of loan amount Min.₹ 1,000/- and Max. ₹ 20,000/- | Nil | 2.45% |
| Indiabulls Housing Finance Limited | 8.65%(For Women) - 8.70%(For others) | ₹ 877(For Women) - ₹ 881(For others) | Upto 28 lacs = ₹ 7500 - ₹ 10000 28 lacs - 1.5 Cr = ₹ 10000 - 0.5% 1.5 Cr - 3 Cr = ₹ 25000 - 0.5 Above 3 Cr - 0.5% - 1% | NIL | 2.46% | |
| Corporation Bank | 8.85% | ₹ 890 | 8.75% | 100% waiver under Festival Offer- 2016 (till 31-01-2017) | NIL | No Change |
| L&T Housing Finance | 8.35% | ₹ 858 | 0.25% plus taxes (for salaried & for self employed) | NIL | ||
| United Bank of India | 8.80% | ₹ 887 | 8.80% | N.A | N.A | |
| Tata capital Housing Finance ltd | 9.25% onwards | ₹ 916 onwards | Upto 0.5% of loan amount + GST | N.A | N.A | |
| Shubham Housing Development Finance Company | 12%-14%(For Salaried) - 15%-17%(For Self-employed) | ₹ 1101-₹ 1244(For Salaried) - ₹ 1317-₹ 1466(For Self-employed) | Upto 3 Lacs - ₹ 9500 + ST 3 to 6 Lacs - ₹ 13500 + ST Loan above 6 lacs - ₹ 13,500 + 3% of the loan amount over and above 6 lacs + Service Tax | N.A | ||
| HSBC Bank | 7.30% - 7.75% | ₹ 793 - ₹ 821 | 8.15% | N.A | Nil | N.A. |
| Indian Bank | 7.40% - 8.15% | ₹ 799 - ₹ 846 | 8.60% | 0.230% on loan amount + GST or Max ₹ 20470/- | Nil | 2.92% |
| Deutsche Bank | 10.50% | ₹ 998 | 9.35% | 12000 + Service Tax | Nil | N.A |
| Standard Chartered | 9.35% | ₹ 922 | 8.95% | 0.5 % - 1.50% | NIL | 1.55% |
| Federal Bank | 8.55% - 8.70% | ₹ 871 - ₹ 881 | 8.95% | Upto ₹ 7500 + GST | N.A | No Change |
| Allahabad Bank | 7.40% - 8.15% | ₹ 799 - ₹ 846 | 8.45% | NIL | NIL | 2.92% |
| Central Bank of India | 6.85% - 7.30% | ₹ 766 - ₹ 793 | 8.50% | 0.50% of the Loan Amount subject to maximum ₹ 20,000/- | Nil | 2.38% |
| UCO Bank | 7.15% - 7.25% | ₹ 784 - ₹ 790 | 8.55% | 0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/- | NIL | 2.45% |
| Canara Bank | 7.30% - 9.25% | ₹ 793 - ₹ 916 | 8.60% | 0.50% of loan amount + GST | 1.96% | |
| Kotak Bank | 8.65% - 9.15% | ₹ 877 - ₹ 909 | 8.95% | Upto 1.25% of Loan amount | Nil | 4.65% |
| Dena Bank | 8.55% - 8.80% | ₹ 871 - ₹ 886 | 8.60% | 0.50% of sanctioned limit | Nil | 2.5% |
| Vijaya Bank | 8.90% | ₹ 893 | 8.65% | N.A | N.A | 0.49% |
| Syndicate Bank | 7.30% - 9.25% | ₹ 793 - ₹ 916 | 8.65% | N.A | N.A | 2.43% |
| Citibank | 8.50% onwards | ₹ 868 onwards | 8.45% | ₹ 5000 (Application fee) | NIL | No Change |
| PNB Housing Finance | 6.99% - 9.65% | ₹ 775 - ₹ 942 | 0.50% Or 10,000 + GST , whichever is higher. | NIL | No Change | |
| Oriental Bank of Commerce | 7.00% - 7.60% | ₹ 775 - ₹ 812 | 8.65% | 0.50% of the loan amount, subject to maximum of ₹ 20000/- plus GST | NIL | No Change |
| Indian Overseas Bank | 7.45% - 7.70% | ₹ 803 - ₹ 818 | 8.50% | 0.50 % (max. ₹ 25,000/-) | N.A | 1.95% |
| Punjab National Bank | 7.00% - 7.60% | ₹ 775 - ₹ 812 | 8.45% | 0.50% of loan + GST | NIL | 2.43% |
| Development Credit Bank | 10.60% | ₹ 1005 | 9.98% | 1% | Nil | N.A |
| State Bank of Travancore | 9.20% - 9.45% | ₹ 913 - ₹ 929 | 9.60% | upto ₹ 25,000 - Nil ₹ 25,000 above to ₹ 2 lacs - ₹ 500/- ₹ 2 lacs above- 0.50% of the loan amount maximum ₹ 10000/- | NIL | N.A |
| Bank of Maharastra | 7.15% - 8.45% | ₹ 784 - ₹ 865 | 8.75% | As per applicable | Nil | No Change |
| Dhanalakshmi Bank | 10.35% - 10.60% | ₹ 988 - ₹ 1005 | 10.10% | 1.00 % of loan amount + service tax (subject to minimum of ₹ 10,000 + service tax) | N.A | |
| Andhra Bank | 9.50% - 9.70% | ₹ 932 - ₹ 945 | 8.65% | 0.50% of the loan amount or maximum of ₹ 10,000 + service tax | N.A | |
| DHFL Vyasa Housing Finance | 9.75% - 10.25% | ₹ 945 - ₹ 982 | 1% of the loan amount | N.A | ||
| GIC Housing Finance | 7.74% | ₹ 820 - ₹ 0 | ₹ 2500 + GST | N.A | ||
| Gruh Finance Limited | 9.75% - 15.25% | ₹ 949 - ₹ 1335 | Up to 1% of the loan amount | N.A | ||
| India Infoline Housing Finance Ltd. | 9.00% | ₹ 900/td> | Upto 1% of loan amount + GST | N.A | ||
| Karnataka Bank | 8.59% - 9.14% | ₹ 874 - ₹ 909 | 8.95% | N.A | N.A | |
| Sundaram BNP Paribas Home Finance Ltd. | 9.80% - 11.05% | ₹ 952 - ₹ 1036 | Up to 0.75% of the loan amount or maximum of ₹ 5,000 + taxes | N.A | ||
| National Trust Housing Finance Ltd. | 14% - 16.50% | ₹ 1244 - ₹ 1429 | 2% of the loan amount or maximum of ₹ 5,000 + taxes | N.A | ||
| Orange City Housing Ltd. | 14% | ₹ 1244 | 1% of the loan amount + taxes | N.A | ||
| Reliance Home Finance Private Ltd. | 8.35% | ₹ 858 | 18.40% PLR | Up to 2% + GST | N.A | |
| Repco Home Finance Ltd. | 9.25% | ₹ 939 | 8.75% | 1% of loan amount + GST | N.A |
Before apply for home loan, Calculate your home loan emi with Home Loan EMI Calculator
Disclaimer: Please note that the interest rates given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates. Banks/ Financial Institutions can contact us at contact-us for inclusions or updates.