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ICICI Bank Home Loan

Apply online for ICICI home loan at lowest rates.


ICICI Bank Express Home loan offers online sanction of loan within 8 hours. ICICI Bank offers 9.40% interest rates for women borrowers. Maximum tenure period of 30 years. Borrowers can switch to ICICI bank with Top Up facility. ICICI Bank well known for its high eligibility & lower interest rates & sanction time. Borrowers can also check the approved projects list of ICICI Bank for Agra, Ahmedabad, Amritsar, Bengaluru, Biwadi, Bhopal, Chandigarh, Chennai, Coimbatore, Dehradun, Faridabad, Gandhi Nagar, Ghaziabad, Goa, Greater Noida, Gurgaon, Hyderabad, Indore, Jaipur, Kochi, Kolkata, Lucknow, Ludhiana, Mangalore, Mohali, Mumbai, Mysore, Nagpur, Nashik, Navi Mumbai, New Delhi, Noida, Panipat, Pune, Raipur, Sonepat, Thane, Trivandrum, Vadodara, Visakhapatnam.

ICICI Bank Home Loan Interest Rates January 2017 (Updated on 03 January 2017)

Floating Interest Rates for Women 8.65% - 8.80%
Fixed Rates for Women (5 & 10 Year) 8.70% - 8.90%
Fixed Interest Rates for women upto 30 Years 9.70% - 10.05%
Repayment 5 years

Floating Interest Rates for Women 8.65% - 8.80%
Fixed Rates for Women (5 & 10 Year) 8.70% - 8.90%
Fixed Interest Rates for women upto 30 Years 9.70% - 10.05%
Repayment 5 years

Features & Benefits of ICICI Bank Home Loan

ICICI Bank Home Loan offers you Home Loan for following purposes:-

  1. Home Loan-If you want to purchase a new home then you can apply individually or jointly.
  2. Home Improvement Loan-For your home improvement you can take the Home Improvement Loan from ICICI Bank.
  3. EMI Under Construction-EMI Under Construction helps you to make payments in EMI, in a partly sanctioned loan for an under construction project.
  4. Balance Transfer-ICICI Bank Home Loan gives you facility to transfer your running loan from an other Bank
  5. Top-Up Loan-ICICI Bank Home Loan facilitates the Top-Up Loan, an additional funding against the security of your property.

Trends of last 5 Years ICICI Home loans vs RBI Repo rate

Date Change by RBI in Rate Cut New Repo Rate Date New Base Rate ICICI Bank
29 Sep 2015 0.50% - 6.75% 01-Oct-15 9.35%
4-Mar-15 0.25%- 7.50% 10-Apr-15 9.75%
15-Jan-15 0.25%- 7.75%
28-Jan-14 0.25% + 8.00%
29-Oct-13 0.25% + 7.75% 23-Aug-13 10.00%
20-Sep-13 0.25% + 7.50%
3-May-13 0.25% - 7.25%
19-Mar-13 0.25% - 7.50%
29-Jan-13 0.25% - 7.75%
17-Apr-12 0.50% - 8.00% 23-Apr-12 9.75%
25-Oct-11 0.25% + 8.50% 13-Aug-11 10.00%
16-Sep-11 0.25% + 8.25%
26-Jul-11 1.25% + 8.00% 4-Jul-11 9.50%
25-Jan-11 6.50% 7-May-11 9.25%

Documentation required for ICICI Bank Home Loan

Salaried Self employed
Age 21 years to 65years 21 years to 65years
Income ₹ 1,44,000 (p.a) ₹ 1,50,000 (p.a)
Loan Amount Offered 2,00,000 - 1,00,00000 2,00,000 - 2,00,00000
Tenure 5 years-20years 5 years-20years
Current Experience 1 year 3 years
Processing Fee 0.5% of loan amount as Administrative Fee or Rs. 2,000, whichever is higher 0.5% of loan amount as Administrative Fee or Rs. 2,000, whichever is higher
Documentation
  1. Application form with photograph
  2. Identity & residence proof
  3. Latest salary slip
  4. Form 16
  5. Last 6 months bank statements
  6. Processing fee cheque
  1. Application form with photograph
  2. Identity & residence proof
  3. Proof of business existence
  4. Profile of the Business
  5. Last 3years ITR
  6. Last 6 months bank statements
  7. Processing fee cheque

Available Products of ICICI Bank are:

Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated. Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.