Kotak Mahindra Credit Cards

Kotak Mahindra Bank is one of the biggest players in financial market offering a wide array of services


Be it commercial or investment banking, stock broking, mutual fund or life insurance, it is a name to reckon with. The conglomerate offers financial services that meet the requirements of corporates as well as common customers and investors.

An NRI can avail of a loan of up to Rs.2 crore or an amount of up to 85% of the cost of the property. The rate of interest varies from 8.60 to 9.00% p.a. Almost all banks and financial institutions charge a processing fee, which is payable once and will amount to around 0.5% to 2% of the loan amount applied for.

Kotak Fortune Gold Card

Among other services, Kotak also offers credit cards to cater to the financial requirements of customers from all background. Kotak Fortune Gold Credit Card has been modeled to suit the needs of businessmen.

Following are the benefits of Kotak Fortune Gold Credit Card:

  • Interest-free cash withdrawal
  • EMI without any charges
  • 2.5% waiver in fuel surcharge
  • Zero per cent balance transfer
  • Card facility is lifetime free
  • Low charges

Who is Eligible? : –

  • A primary card holder should be between 21 and 65 years of age. The add-on card holder should be over 18 years.
  • The facility is available at various locations including Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi, Gurgaon, Noida, Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune.
  • Annual income of the applicant should be Rs 3 lakh and above
  • This card is issued to businessmen only
  • The card applicant should be a resident of India.

Trump Gold Card

Kotak Trump Gold Card has been designed exclusively for the salaried class. It is a Visa Gold Card.

Following are the benefits of Kotak Trump Gold Card:

  • 10% cash back at all the restaurants
  • 10% cash back on movies, plays
  • No charge EMI
  • 2.5% waiver on fuel surcharge
  • Lifetime free

Who is Eligible? : –

  • A primary card holder should be between 21 and 65 years of age. The add-on card holder should be over 18 years.
  • The facility is available at various locations including Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi, Gurgaon, Noida, Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune.
  • Annual income of the applicant should be Rs 3 lakh and above
  • The facility is available for salaried executives only
  • The card applicant should be a resident of India.

League Platinum Card

Kotak League Platinum card has been especially designed to meet the requirements of individuals with high income and high net worth. This card is a Visa Platinum card.

Benefits and offers:

  • Exclusive benefits of dining at the Taj
  • Reward points get automatically encashed
  • Help just an SMS away
  • Fraud cover in case your card is lost or gets stolen
  • Customers can use the card to purchase Eternity Pure Gold Bars and Coins from Kotak Mahindra Bank.
  • No-charge three EMI option for easy payments.

Who is Eligible? : –

  • A primary card holder should be between 21 and 65 years of age. The add-on card holder should be over 18 years.
  • The facility is available at various locations including Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi, Gurgaon, Noida, Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune.
  • The facility is available only for individuals with an annual income of Rs 15 lakh and above
  • The card applicant should be a resident of India.

Royal Signature Card

Kotak Royale Signature card is also for individuals with high income and net worth. It is a Visa Signature card.

Following are the benefits of Royale Signature Card:

  • Card holders can encash reward points automatically
  • Exclusive dining benefits at the Taj
  • Fraud cover on lost or stolen card
  • Special personalised services
  • Worldwide golf privileges
  • Complimentary facility of lifetime skin consultancy

Who is Eligible? : –

  • A primary card holder should be between 21 and 65 years of age. The add-on card holder should be over 18 years.
  • The facility is available at various locations including Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi, Gurgaon, Noida, Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune.
  • The card is only for individuals with an annual income of Rs 25 lakh and above
  • The card applicant should be a resident of India.