Bajaj Finserv Lending offers Loan Against Property loan between Rs. 20 lacs and Rs. 21 crores, which can be paid over a term of up to 15 years. You can avail this loan against any of your residential, plot or commercial properties as per your convenience and avail attractive benefits.
Benefits Bajaj Finserv Lending Loan Against Property
- Prompt Repayment Benefit
- Free Personal Accident Insurance
- Best in class Insurance Schemes
- Premium Document Storage Facility
Eligibility
- You must be an Indian Resident
- You must be at least 25 years of age when the loan is sanctioned.
- You must be employed or self-employed with a regular source of income.
- The minimum loan amount is Rs. 60 Lacs in case of Mumbai and Delhi, Rs. 30 Lacs in other cities
Features Bajaj Finserv Lending Loan Against Property
- Loan against Residential Property
- Loan against Commercial Property
- Loan for Purchase of Commercial Property
- Loan against Plot
- Lease Rental Discounting
- Part Prepayment facility*
- Nil Foreclosure charges
- Normal Income Program
- Debt Consolidator
- Alternate Income Program
Interest Rates and processing fees charged by Major Banks on Loan against property:
Documents requirement for loan-againt-property
Self Employed
- Photograph
- Identity Proof
- Address proof
- Signature Proof
- Date of Birth Proof
- Income Details:IT Returns & Balance Sheet & P/L Account statement for the last 2 years
- Bank Account Statements:For Last 6 months
Firms & companies
- Photograph:Yes (Partner's/Director's)
- Identity Proof
- Address proof
- Signature Proof
- Date of Birth Proof:Certificate of incorporation
- Income Details:IT Returns & Balance Sheet & P/L Account statement for the last 2 years
- Bank Account Statements:For Last 6 months
- Partnership Deed
- MOA/AOA
- Micro/Small/Medium Enterprise Certificate (if applicable)