Personal Loan in Delhi

Apply Personal Loan in Delhi Online.

Compare special offers on interest rates 2017, Check EMI from all major providers in Delhi such as HDFC Bank, Axis bank, Fullerton India, Bajaj Finance,Capital First, IndusInd, Kotak, ICICI Bank & Standard Chartered..

Interest Rates 11.49% – 26.00%
Processing Fees 0.99% – 3.00%
Pre payment Charges Nil – 5.00%
Repayment Period Upto 7 years
Cibil Score Min. 750
Lowest EMI Rs. 2199.26 per lac

Personal Loan Interest Rates 2017

Personal Loan Interest Rates 2017
Bank Interest Rates Self Employed
HDFC Bank 11.29 - 19.50% 2,00,000 p.a.
ICICI Bank 11.29 - 17.99%. 1,50,000 p.a.
Bajaj Finserv 11.49 - 16.00% -
Fullerton India 19.50 - 37.00%td> 1,80,000 p.a.
Kotak Mahindratd> 11.50 - 20.00%td> -
IndusInd Bank> 12.99 - 17.00 -
Standard Chartered> 111.99 - 15.00 -
Processing Fees/Prepayment Chages
Bank Processing Fee Pre Payment Charges
Bajaj Finserv Upto 2.00% Upto 4% post 1st EMI clearance
ICICI Bank 0.8% - 2.00% Zero or 5.00%
Axis Bank 2.00% Nil
Kotak 1.5 - 2.00% 5.00%
HDFC Bank 0.8% - 2.00% 4.00%
Fullerton India N.A Upto 7.00%, 0% after 3 year

If you are one of those who have a penchant for latest gadgets, you need to have a considerable amount at your disposal. Even then you may not be able to keep pace with the changing trend as every other day a new product is launched in the market.

Similarly, a medical emergency demands huge funds and not everybody is prepared to meet such a situation. A lump sum is also required if a function such as marriage is on the cards in the family.

Moreover, you can also dispose of credit card loans by opting for personal loan.

In view of stagnation in real estate sector in north India, many builders are offering special schemes to attract buyers. They ask the customers to pay 20 per cent down payment amount initially and demand the remaining sum when the project gets completed. In this case, many customers do not avail home loan and go for personal loan.

Personal loans have a limit of up to Rs 30 lakh and come with repayment tenure of four to five years.

There are many who plan holidays to foreign shores and instead of putting in lump sum from their pocket, they prefer to take a loan and repay in easy instalments.

Documents requirement for Personal Loans Delhi:    

List of Bank Branches for apply personal loans in New Delhi

Bank Address Pincode
Axis Bank Ground and First Floor Ravissance House 1, Ring Road, Lajpat Nagar – IV, New Delhi 110024
Bajaj Finserv 3rd Floor, C – 111, Lagpat Nagar – I, Opp. Defence Colony Market, New Delhi 110048
HDFC Bank E 6 Masjid Moth Greater Kailash Ii New Delhi 110048
ICICI Bank No 82, Janpath Delhi, New Delhi, Delhi 110001
Indusind Bank M-56, Greater Kailash II Main Market, New Delhi 110048
Kotak 79, Old Rajinder Nagar Market, New Delhi 110060
Tata Capital Shop No. 2, L-13, Kalkaji, New Delhi 110019
Fullerton 1st & 2nd Floor, No. 14, C Block, Community Centre, Janakpuri, New Delhi 110058
HDFC Bank R – 2, Inderpuri – – New Delhi 110012
HDFC Bank Plot No. – 9, Service Center Rohini North Delhi New Delhi 110085
Indusind Bank Plot No 2, State Bank Nagar, Pashchim Vihar, New Delhi 110063
Bajaj Finserv Office No 1052, 10 Floor, Aggarwal Metro Heights, Plot – E5, Netaji Subhash Place,Pitampura, New Delhi 110034
Fullerton 2nd floor, Flat No. 203, Sanchi Building, Nehru Place, New Delhi 110019
Kotak Ground Floor, Shop No. 37, Satya Niketan, Opposite Venketesh College,, New Delhi 110021

Private Finance Companies available in Delhi/NCR

Private financier are available in Delhi/NCR region that does not bother about the previous credit history or your CIBIL score, you had with a particular bank. They provide you with instant loan within a short period of time.

In contempt of the fact that these private financier companies help you when you are in the utmost need of money but has its conditions, it comes with a higher interest rates than any regular banks.

(As your financial companion we do not endorse to employ loans from companies until and unless you are in an immense problem.)

Some of the private companies are listed below:

Name of the Company Address
V.S. Global Consultancy Services House no. 8/329 Chetna Sadan, Ground Floor, Lalita Park, Laxmi Nagar, Delhi-110092
Sai Credit and Investment 3DLF, Ankur Vihar, Gokulpuri, Delhi-110094
Crown Marketing House no. 401, Plot no. 953-956, 4th floor, Gali no. 4, A.J. Chamber, Naiwala, Karol Bagh – Delhi-110005
C.L.C. Services House no. 16/13, 1st floor, Joshi Road, Rothak Road, Karol Bagh, Delhi-110005
Kuber Financial Co. Cabin no. 2, Basement 23/4, Chatta Bhawan, Shakti Nagar, Delhi- 110007
Aadhishakti Global Services Pvt. Ltd. House no. 409-410, 4th floor, D.C. Chowk, S.G. Shopping Mall, Rohini Sector 9, Delhi-110086