Compare special offers on interest rates 2017, Check EMI from all major providers in Delhi such as HDFC Bank, Axis bank, Fullerton India, Bajaj Finance,Capital First, IndusInd, Kotak, ICICI Bank & Standard Chartered..
| Interest Rates | 11.49% – 26.00% |
| Processing Fees | 0.99% – 3.00% |
| Pre payment Charges | Nil – 5.00% |
| Repayment Period | Upto 7 years |
| Cibil Score | Min. 750 |
| Lowest EMI | Rs. 2199.26 per lac |
| Bank | Interest Rates | Self Employed | |
| HDFC Bank | 11.29 - 19.50% | 2,00,000 p.a. | |
| ICICI Bank | 11.29 - 17.99%. | 1,50,000 p.a. | |
| Bajaj Finserv | 11.49 - 16.00% | - | |
| Fullerton India | 19.50 - 37.00%td> | 1,80,000 p.a. | |
| Kotak Mahindratd> | 11.50 - 20.00%td> | - | |
| IndusInd Bank> | 12.99 - 17.00 | - | |
| Standard Chartered> | 111.99 - 15.00 | - |
| Bank | Processing Fee | Pre Payment Charges |
| Bajaj Finserv | Upto 2.00% | Upto 4% post 1st EMI clearance |
| ICICI Bank | 0.8% - 2.00% | Zero or 5.00% |
| Axis Bank | 2.00% | Nil |
| Kotak | 1.5 - 2.00% | 5.00% |
| HDFC Bank | 0.8% - 2.00% | 4.00% |
| Fullerton India | N.A | Upto 7.00%, 0% after 3 year |
If you are one of those who have a penchant for latest gadgets, you need to have a considerable amount at your disposal. Even then you may not be able to keep pace with the changing trend as every other day a new product is launched in the market.
Similarly, a medical emergency demands huge funds and not everybody is prepared to meet such a situation. A lump sum is also required if a function such as marriage is on the cards in the family.
Moreover, you can also dispose of credit card loans by opting for personal loan.
In view of stagnation in real estate sector in north India, many builders are offering special schemes to attract buyers. They ask the customers to pay 20 per cent down payment amount initially and demand the remaining sum when the project gets completed. In this case, many customers do not avail home loan and go for personal loan.
Personal loans have a limit of up to Rs 30 lakh and come with repayment tenure of four to five years.
There are many who plan holidays to foreign shores and instead of putting in lump sum from their pocket, they prefer to take a loan and repay in easy instalments.
| Bank | Address | Pincode |
|---|---|---|
| Axis Bank | Ground and First Floor Ravissance House 1, Ring Road, Lajpat Nagar – IV, New Delhi | 110024 |
| Bajaj Finserv | 3rd Floor, C – 111, Lagpat Nagar – I, Opp. Defence Colony Market, New Delhi | 110048 |
| HDFC Bank | E 6 Masjid Moth Greater Kailash Ii New Delhi | 110048 |
| ICICI Bank | No 82, Janpath Delhi, New Delhi, Delhi | 110001 |
| Indusind Bank | M-56, Greater Kailash II Main Market, New Delhi | 110048 |
| Kotak | 79, Old Rajinder Nagar Market, New Delhi | 110060 |
| Tata Capital | Shop No. 2, L-13, Kalkaji, New Delhi | 110019 |
| Fullerton | 1st & 2nd Floor, No. 14, C Block, Community Centre, Janakpuri, New Delhi | 110058 |
| HDFC Bank | R – 2, Inderpuri – – New Delhi | 110012 |
| HDFC Bank | Plot No. – 9, Service Center Rohini North Delhi New Delhi | 110085 |
| Indusind Bank | Plot No 2, State Bank Nagar, Pashchim Vihar, New Delhi | 110063 |
| Bajaj Finserv | Office No 1052, 10 Floor, Aggarwal Metro Heights, Plot – E5, Netaji Subhash Place,Pitampura, New Delhi | 110034 |
| Fullerton | 2nd floor, Flat No. 203, Sanchi Building, Nehru Place, New Delhi | 110019 |
| Kotak | Ground Floor, Shop No. 37, Satya Niketan, Opposite Venketesh College,, New Delhi | 110021 |
Private financier are available in Delhi/NCR region that does not bother about the previous credit history or your CIBIL score, you had with a particular bank. They provide you with instant loan within a short period of time.
In contempt of the fact that these private financier companies help you when you are in the utmost need of money but has its conditions, it comes with a higher interest rates than any regular banks.
(As your financial companion we do not endorse to employ loans from companies until and unless you are in an immense problem.)
Some of the private companies are listed below:
| Name of the Company | Address |
|---|---|
| V.S. Global Consultancy Services | House no. 8/329 Chetna Sadan, Ground Floor, Lalita Park, Laxmi Nagar, Delhi-110092 |
| Sai Credit and Investment | 3DLF, Ankur Vihar, Gokulpuri, Delhi-110094 |
| Crown Marketing | House no. 401, Plot no. 953-956, 4th floor, Gali no. 4, A.J. Chamber, Naiwala, Karol Bagh – Delhi-110005 |
| C.L.C. Services | House no. 16/13, 1st floor, Joshi Road, Rothak Road, Karol Bagh, Delhi-110005 |
| Kuber Financial Co. | Cabin no. 2, Basement 23/4, Chatta Bhawan, Shakti Nagar, Delhi- 110007 |
| Aadhishakti Global Services Pvt. Ltd. | House no. 409-410, 4th floor, D.C. Chowk, S.G. Shopping Mall, Rohini Sector 9, Delhi-110086 |