Why to Apply for Home Loans with PNB Bank?

• 4.22% Market Share in Home Loan Segment, 7th Largest Lender
• 6600+ Branches, 9 crore + Customers
• Most profitable bank in Public Sector Banks
• Best Bank in India’s Young Survey
• Floating and Fixed INTEREST RATES available
• Longest Repayment period of upto 30 years

Eligibility for PNB Home Loan:

All Individuals who have regular source of Income with proof. Income of spouse/children/parents can also be added.

How Much maximum Loan Amount for home loan you get from PNB:

• For construction/purchase of house/flat:- Need based.
• For carrying out repairs/ renovations/ additions/ alterations: – Maximum of Rs. 25 lacs.
• For furnishing of house – Maximum Rs. 5 Lacs
• For purchase of Land/ Plot – Maximum Rs. 50 Lacs

Fee/Charges:

Processing Fees*– For Rs.300 lac- 0.50% of loan amount Maximum Rs.20000/- For above – Rs.50000/-
Documentation Charges– Rs. 1350/-

Margin: Construction/ purchase/ repairs/ renovations/ additions/ alterations –

• For Loans upto Rs.75 lac – 20%
• For Loans above Rs.75 lac – 25%
• Land/ Plot – 40%

PNB Home Loan Application Form

Borrowers can download all PNB Housing and Non Housing Loan Application forms for Individuals, Joint home loans at one click.