Bajaj Finserv Business Loan
Bajaj Finserv Bank home loan available at interest rates of 8.65%. Borrowers will check Documents, Eligibility, EMI per lakh, Repayment options, loan amount, prepayment charges online at OneClickFinance. Bajaj Finserv offers affordable & flexible Housing/Home Loans online which are available with Nil prepayment charges, Low Interest rates, Quick processing & Flexible repayment which makes your owning experience of dream home sweet & stress-free.
| Professional | Businessman | |
| Application form | Yes | Yes |
| 1 Photograph of Co-Applicant | Yes | Yes |
| Income Details | IT Returns, Balance Sheet & P/L Account statement for the last 2 years with Annexure | IT Returns, Balance Sheet & P/L Account statement for the last 2 years with Annexure |
| Bank Account Statements | For last 3 months | For last 3 months |
| KYC documents of Co-applicant | Yes | Yes |
| Business Proof | Certificate of Practice | MOA, AOA/ Partnership Deed/ Shop Act License |
We deploy technology and apply innovation to create unique and compelling propositions that help you do what you always wanted to do. Hereunder are a host of unique features and benefits that you enjoy with Business Loans from Bajaj Finserv Lending. Most of these features are industry firsts and come only with our portfolio of offerings. Read on to know more:
Loans up to 45 lacs
We offer the highest ticket size of up to 45 lacs as Business Loan so that you can pursue your ambitions for your business. This is the highest ticket size that anyone offers in this category.
No Guarantors. No Collateral
You don’t need to provide any Guarantors or give any collateral to avail our Business Loans.
Prompt Repayment Benefit
Get rewarded for keeping your commitments. Enjoy the exclusive Prompt Repayment benefit for paying your EMIs on time. If you clear your first 12 EMIs without any delays, you will get 1% of the annualized interest amount paid back to you.
This facility will be available for the entire period of your loan tenor and will be paid at the end of every 12 months, subject to your EMIs paid on time.
Part Prepayment facility
You can prepay upto 6 times in a calendar year at any interval with the minimum amount per prepay transaction being not less than 3 EMIs. There is no limit on the maximum amount. This is subject to your clearing your first EMI.
Nil Foreclosure charges
Now you can choose to foreclose your loan anytime during your loan tenor without paying any foreclosure charges.
Preapproved Offers
As an existing customer, you get exclusive preapproved offers from time to time.
Online Account Access
Get all information about your loan like repayment track, interest certificate, payment schedule etc through our digital customer portal. Just log in with your loan account number and access whatever information you want about your loan.
You could avail our Business Loan if you are any one of the following:
| Charges Applicable | |
| Processing Fees | 2% of the loan amount will be deducted at the time of disbursal of approved loan amount |
| EMI bounce charges | Rs 1000 will be charged in the subsequent month for every bounce |
| Penal Interest | 2.00% p.m. overdue charges will be levied basis 360 days per year |
| Foreclosure Charges * | NIL |
* Applicable following 1st EMI clearance
What all locations is this available in?
You can avail of a Business Loan from Bajaj Finserv Lending at any of the following 33 cities
Cities