Credit Card Eligibility Criteria




ELIGIBILITY AND FEE STRUCTURE




ELIGIBILITY CRITERIA
BANK NAME TYPE OF CREDIT CARD SALARIED (p.a.) SELF EMPLOYED (p.a.)
American Express HPCL Credit Card - -
American Express Indian Airlines Credit Card - -
Axis Bank Gold Credit Card 1,80,000 1,80,000
Barclays Smart Budget Barclays Credit Card - -
Barclays Yatra Barclays Platinum Card - -
Barclays Premier League Credit Card 6,00,000 6,00,000
Barclays Times Card from Barclays and Times of Money - -
Citibank Indian Oil Credit Card - -
Citibank Jet Airways Gold Credit Card - -
Citibank Jet Airways Platinum Credit Card - -
Citibank Shoppers Stop Silver Credit Card - -
HDFC Silver Credit Card 2,00,000 1,50,000
HDFC Gold Credit Card 2,00,000 1,50,000
HDFC Titianium Credit Card - -
HDFC Platinum Credit Card - -
HDFC Visa Signature Credit Card - -
HSBC Platinum Credit Card 6,00,000 6,00,000
HSBC Gold Credit Card 2,40,000 2,40,000
HSBC Classic Credit Card 1,44,000 1,44,000
ICICI Bank HPCL Credit Card 2,40,000 -
ICICI Bank Big Bazaar Credit Card 2,40,000 -
ICICI Bank Titanium Credit Card 4,80,000 4,80,000
ICICI Bank Platinum Credit Card 4,80,000 4,80,000
ICICI Bank Signature Credit Card 12,00,000 12,00,000
Standard Chartered Air Sahara Credit Card - -
Kotak Bank Fortune Gold Credit Card 3,00,000 3,80,000
Kotak Bank Trump Gold Card 3,00,000 3,80,000
Kotak Bank League Platinum Card 15,00,000 15,80,000
Kotak Bank Royale Signature Card Lost or Stolen Card fraudlent charges cover of ₹ 50,000/-, upto 12 hours pre-reporting Lost or Stolen Card fraudlent charges cover of ₹ 50,000/-, upto 12 hours pre-reporting
SBI Gold SBI Credit Card No surcharge on fuel purchase of ₹ 400 and upto 3,000 No surcharge on fuel purchase of ₹ 400 and upto 3,000
SBI Silver SBI Credit Card No surcharge on fuel purchase of ₹ 400 and upto 3,000 No surcharge on fuel purchase of ₹ 400 and upto 3,000
SBI SBI Platinum Credit Card No surcharge on fuel purchase of ₹ 400 and upto 3,000 No surcharge on fuel purchase of ₹ 400 and upto 3,000

AGE CRITERIA (in Years)
BANK NAME TYPE OF CREDIT CARD SALARIED SELF EMPLOYED
American Express HPCL Credit Card - -
American Express Indian Airlines Credit Card - -
Axis Bank Gold Credit Card 18-70 18-70
Barclays Smart Budget Barclays Credit Card 18-70 18-70
Barclays Yatra Barclays Platinum Card 18-70 18-70
Barclays Premier League Credit Card 18-70 18-70
Barclays Times Card from Barclays and Times of Money 18-70 18-70
Citibank Indian Oil Credit Card 18 -
Citibank Jet Airways Gold Credit Card 21-70 21-70
Citibank Jet Airways Platinum Credit Card 21-70 21-70
Citibank Shoppers Stop Silver Credit Card 21-70 21-70
HDFC Silver Credit Card 21-60 21-65
HDFC Gold Credit Card 21-60 21-65
HDFC Titianium Credit Card - -
HDFC Platinum Credit Card - -
HDFC Visa Signature Credit Card - -
HSBC Platinum Credit Card 18 18
HSBC Gold Credit Card 18 18
HSBC Classic Credit Card 18 18
ICICI Bank HPCL Credit Card 23 23
ICICI Bank Big Bazaar Credit Card 23 23
ICICI Bank Titanium Credit Card 23 23
ICICI Bank Platinum Credit Card 23 23
ICICI Bank Signature Credit Card 23 23
Standard Chartered Air Sahara Credit Card - -
Kotak Bank Fortune Gold Credit Card 21-65 21-65
Kotak Bank Trump Gold Card 21-65 21-65
Kotak Bank League Platinum Card 21-65 21-65
Kotak Bank Royale Signature Card - -
SBI Gold SBI Credit Card - -
SBI Silver SBI Credit Card - -
SBI SBI Platinum Credit Card - -

REVOLVING CHARGE
BANK NAME TYPE OF CREDIT CARD SALARIED (p.m.) SELF EMPLOYED (p.m.)
American Express HPCL Credit Card - -
American Express Indian Airlines Credit Card - -
Axis Bank Gold Credit Card 2.95% 2.95%
Barclays Smart Budget Barclays Credit Card 3.1% 3.1%
Barclays Yatra Barclays Platinum Card 3.1% 3.1%
Barclays Premier League Credit Card 3.1% 3.1%
Barclays Times Card from Barclays and Times of Money 3.1% 3.1%
Citibank Indian Oil Credit Card ₹ 300 for bills up to ₹10000 ₹ 600 for bills from ₹ 10001 - 25000 ₹ 700 for bills above ₹ 25000 ₹ 300 for bills up to ₹10000 ₹ 600 for bills from ₹ 10001 - 25000 ₹ 700 for bills above ₹ 25000
Citibank Jet Airways Gold Credit Card ₹ 300 for bills up to ₹10000 ₹ 600 for bills from ₹ 10001 - 25000 ₹ 700 for bills above ₹ 25000 ₹ 300 for bills up to ₹10000 ₹ 600 for bills from ₹ 10001 - 25000 ₹ 700 for bills above ₹ 25000
Citibank Jet Airways Platinum Credit Card ₹ 300 for bills up to ₹10000 ₹ 600 for bills from ₹ 10001 - 25000 ₹ 700 for bills above ₹ 25000 ₹ 300 for bills up to ₹10000 ₹ 600 for bills from ₹ 10001 - 25000 ₹ 700 for bills above ₹ 25000
Citibank Shoppers Stop Silver Credit Card ₹ 300 for bills up to ₹10000 ₹ 600 for bills from ₹ 10001 - 25000 ₹ 700 for bills above ₹ 25000 ₹ 300 for bills up to ₹10000 ₹ 600 for bills from ₹ 10001 - 25000 ₹ 700 for bills above ₹ 25000
HDFC Silver Credit Card 21-60 21-65
HDFC Gold Credit Card 3.25% 3.25%
HDFC Titianium Credit Card 3.15% 3.15%
HDFC Platinum Credit Card 3.15% 3.15%
HDFC Visa Signature Credit Card 3.05% 3.05%
HSBC Platinum Credit Card 2.75% 2.75%
HSBC Gold Credit Card - -
HSBC Classic Credit Card - -
ICICI Bank HPCL Credit Card 30% of minimum amount outstanding, subject to min. of ₹ 400 and max. of ₹ 600 30% of minimum amount outstanding, subject to min. of ₹ 400 and max. of ₹ 600
ICICI Bank Big Bazaar Credit Card 30% of minimum amount outstanding, subject to min. of ₹ 400 and max. of ₹ 600 30% of minimum amount outstanding, subject to min. of ₹ 400 and max. of ₹ 600
ICICI Bank Titanium Credit Card 30% of minimum amount outstanding, subject to min. of ₹ 400 and max. of ₹ 600 30% of minimum amount outstanding, subject to min. of ₹ 400 and max. of ₹ 600
ICICI Bank Platinum Credit Card 30% of minimum amount outstanding, subject to min. of ₹ 400 and max. of ₹ 600 30% of minimum amount outstanding, subject to min. of ₹ 400 and max. of ₹ 600
ICICI Bank Signature Credit Card 30% of minimum amount outstanding, subject to min. of ₹ 400 and max. of ₹ 600 30% of minimum amount outstanding, subject to min. of ₹ 400 and max. of ₹ 600
Kotak Bank Fortune Gold Credit Card 3.10% 3.10%
Kotak Bank Trump Gold Card 3.10% 3.10%
Kotak Bank League Platinum Card 3.10% 3.10%
Kotak Bank Royale Signature Card 3.10% 3.10%
SBI Gold SBI Credit Card 3.35% 3.35%
SBI Silver SBI Credit Card 3.35% 3.35%
SBI SBI Platinum Credit Card 3.10% 3.10%

ANNUAL FEE
BANK NAME TYPE OF CREDIT CARD SALARIED SELF EMPLOYED
American Express HPCL Credit Card ₹ 2,000 ₹ 2,000
American Express Indian Airlines Credit Card ₹ 3,750 (inclusive of one supplementary card) ₹ 3,750 (inclusive of one supplementary card)
Axis Bank Gold Credit Card Free Free
Barclays Smart Budget Barclays Credit Card Free Free
Barclays Yatra Barclays Platinum Card Free Free
Barclays Premier League Credit Card Free Free
Barclays Times Card from Barclays and Times of Money Free Free
Citibank Indian Oil Credit Card Free for life Free for life
Citibank Jet Airways Gold Credit Card Free for life Free for life
Citibank Jet Airways Platinum Credit Card ₹ 2,000 (For JP Platinum members it's free of cost) ₹ 2,000 (For JP Platinum members it's free of cost)
Citibank Shoppers Stop Silver Credit Card Free for life Free for life
HDFC Silver Credit Card Free for life Free for life
HDFC Gold Credit Card Free for life Free for life
HDFC Titianium Credit Card - -
HDFC Platinum Credit Card 3.15% 3.15%
HDFC Visa Signature Credit Card - -
HSBC Platinum Credit Card Joining Fee-₹6,000 From second year annual fee of ₹2000 Joining Fee-₹6,000 From second year annual fee of ₹2000
HSBC Gold Credit Card - -
HSBC Classic Credit Card - -
ICICI Bank HPCL Credit Card Free for life Free for life
ICICI Bank Big Bazaar Credit Card Free for life Free for life
ICICI Bank Titanium Credit Card Free for life Free for life
ICICI Bank Platinum Credit Card Free for life Free for life
ICICI Bank Signature Credit Card Free for life Free for life
Kotak Bank Fortune Gold Credit Card Free for life Free for life
Kotak Bank Trump Gold Card Free Free
Kotak Bank League Platinum Card ₹ 3,000/8,500/12,000/15,000 ₹ 3,000/8,500/12,000/15,000
Kotak Bank Royale Signature Card ₹ 25,000 ₹ 25,000
SBI Gold SBI Credit Card ₹ 250 ₹ 250
SBI Silver SBI Credit Card ₹ 500 ₹ 500
SBI SBI Platinum Credit Card ₹ 1,500 ₹ 1,500

REWARDS POINTS
BANK NAME TYPE OF CREDIT CARD SALARIED SELF EMPLOYED
American Express HPCL Credit Card Transaction fee waiver, Reward points for spends above a certain limit. Can be redeemed for fuel. Transaction fee waiver, Reward points for spends above a certain limit. Can be redeemed for fuel.
Axis Bank Gold Credit Card Get 1 reward points on spent of ₹ 100 Get 1 reward points on spent of ₹ 100
Barclays Smart Budget Barclays Credit Card Earn 1 Barclaycard Point for every ₹ 100 spent on your Barclaycard Smart Budget. Earn 1 Barclaycard Point for every ₹ 100 spent on your Barclaycard Smart Budget.
Barclays Gold Card Earn 2 Barclaycard Points for every ₹ 100 spent on your Barclaycard Gold Earn 2 Barclaycard Points for every ₹ 100 spent on your Barclaycard Gold
Barclays Yatra Barclays Platinum Card Earn 2 Barclaycard Points for every ₹ 100 spent on your Yatra Barclays Platinum Card Earn 2 Barclaycard Points for every ₹ 100 spent on your Yatra Barclays Platinum Card
Barclays Premier League Credit Card Earn 2 Barclaycard Points for every ₹ 100 spent on your Barclays Premier League card. Earn 2 Barclaycard Points for every ₹ 100 spent on your Barclays Premier League card.
Barclays Times Card from Barclays and Times of Money Every time you swipe your card, you will earn reward points and can redeem them for gift voucher Every time you swipe your card, you will earn reward points and can redeem them for gift voucher
Citibank Jet Airways Gold Credit Card 2 JPMiles for every ₹ 100 spent using this card. Mileage can be redeemed for free travel. Earn double JPMiles for spents on jet airways tickets booked through www.jetairways.com. Get 1000 JPMiles on first usage of the credit card every year. 2 JPMiles for every ₹ 100 spent using this card. Mileage can be redeemed for free travel. Earn double JPMiles for spents on jet airways tickets booked through www.jetairways.com. Get 1000 JPMiles on first usage of the credit card every year.
Citibank Jet Airways Platinum Credit Card 4 JPMiles for every ₹ 100 spent using this card. Mileage can be redeemed for free travel. Earn double JPMiles for spents on jet airways tickets booked through www.jetairways.com. Get 3000 JPMiles on booking and 4000 JPMiles every year on renewal of your credit card 4 JPMiles for every ₹ 100 spent using this card. Mileage can be redeemed for free travel. Earn double JPMiles for spents on jet airways tickets booked through www.jetairways.com. Get 3000 JPMiles on booking and 4000 JPMiles every year on renewal of your credit card
Citibank Shoppers Stop Silver Credit Card 4 points for every Rs 100 spent at any Shoppers' Stop outlets 4 points for every Rs 100 spent at any Shoppers' Stop outlets
HDFC Silver Credit Card On expenditure of ₹ 200 get you will get one reward point On expenditure of ₹ 200 get you will get one reward point
HDFC Gold Credit Card On expenditure of ₹ 150 get you will get one reward point On expenditure of ₹ 150 get you will get one reward point
HDFC Titianium Credit Card Earn 2 reward points for ₹ 150 on your domestic spends and 5 reward points for every ₹ 150 on your international spends. Earn 2 reward points for ₹ 150 on your domestic spends and 5 reward points for every ₹ 150 on your international spends.
HDFC Platinum Credit Card On expenditure of ₹ 150 get you will get 2 reward point On expenditure of ₹ 150 get you will get 2 reward point
HDFC Visa Signature Credit Card On expenditure of ₹ 150 get you will get 2 reward point On expenditure of ₹ 150 get you will get 2 reward point
HSBC Platinum Credit Card Get 2 reward points on spent of ₹ 150 Get 2 reward points on spent of ₹ 150
HSBC Gold Credit Card Get 1 reward points on spent of ₹ 250 Get 1 reward points on spent of ₹ 250
HSBC Classic Credit Card Get 1 reward points on spent of ₹ 250 Get 1 reward points on spent of ₹ 250
ICICI Bank Big Bazaar Credit Card One-time gift voucher worth ₹ 250 to be redeemed at Big Bazaar outlets, 4 points for every ₹ 100 spent at Big Bazaar and 1 point at other stores One-time gift voucher worth ₹ 250 to be redeemed at Big Bazaar outlets, 4 points for every ₹ 100 spent at Big Bazaar and 1 point at other stores
ICICI Bank Titanium Credit Card Earn 2 reward points on every spent of ₹ 200, 0% fuel surcharge across all the petrol pumps Earn 2 reward points on every spent of ₹ 200, 0% fuel surcharge across all the petrol pumps
ICICI Bank Platinum Credit Card Earn 1reward point on the spent of ₹ 100 on retail shopping, 0% fuel surcharge across all the petrol pumps. Earn 1reward point on the spent of ₹ 100 on retail shopping, 0% fuel surcharge across all the petrol pumps.
ICICI Bank Signature Credit Card Earn 5 points on every international spend of ₹ 100, 4 points on every travel-related spend of ₹ 100, 2 points on every hotel and dining related spend of ₹ 100 and 1 point on every Rs100 on all other transactions. Earn 5 points on every international spend of ₹100, 4 points on every travel-related spend of ₹ 100, 2 points on every hotel and dining related spend of ₹ 100 and 1 point on every Rs100 on all other transactions.
Kotak Bank Trump Gold Card 10% cash back on movies & plays and on food & drinks 10% cash back on movies & plays and on food & drinks
Kotak Bank League Platinum Card Get 1 reward points on spent of ₹ 100 Get 1 reward points on spent of ₹ 100
Kotak Bank Royale Signature Card Get 1 reward points on spent of ₹100 Get 1 reward points on spent of ₹100
SBI Gold SBI Credit Card Earn one reward point on spent of ₹ 75 Earn one reward point on spent of ₹ 75
SBI Silver SBI Credit Card - -
SBI SBI Platinum Credit Card Earn one reward point on spent of ₹ 50 Earn one reward point on spent of ₹ 50

OTHER BENEFITS
BANK NAME TYPE OF CREDIT CARD SALARIED (p.a.) SELF EMPLOYED (p.a.)
American Express HPCL Credit Card Discounts at Planet M and Fabmall stores, 1% waiver on the prevailing interest rate for American Expresspersonal loan. Discounts at Planet M and Fabmall stores, 1% waiver on the prevailing interest rate for American Expresspersonal loan.
American Express Indian Airlines Credit Card 2 free return tickets on economy class on IA network on buying tickets worth ₹ 75,000 charged through the card, Accident insurance cover of up to ₹ 50 lakh 2 free return tickets on economy class on IA network on buying tickets worth ₹ 75,000 charged through the card, Accident insurance cover of up to ₹ 50 lakh
Axis Bank Gold Credit Card EMI feature on Axis Bank Credit Card gives you the convenience of paying for High Value Credit Card transactions in easy EMIs EMI feature on Axis Bank Credit Card gives you the convenience of paying for High Value Credit Card transactions in easy EMIs
Barclays Smart Budget Barclays Credit Card Free domestic ATM cash withdrawals, 0% interest on balance transfers for 3 months Free domestic ATM cash withdrawals, 0% interest on balance transfers for 3 months
Barclays Gold Card Choose your Billing card statement according to your convenience Choose your Billing card statement according to your convenience
Barclays Yatra Barclays Platinum Card Flexible minimum monthly payment upto 5% Flexible minimum monthly payment upto 5%
Barclays Premier League Credit Card Choose your Billing card statement according to your convenience. With this you will get an entry into draws to win Barclays Premier League tickets and merchandise Choose your Billing card statement according to your convenience. With this you will get an entry into draws to win Barclays Premier League tickets and merchandise
Barclays Times Card from Barclays and Times of Money Interest free period upto 50 days Interest free period upto 50 days
Citibank Indian Oil Credit Card Insurance cover of ₹ 5,00,000 on air accidents, Purchase protection covers of ₹ 15,000. Insurance cover of ₹ 5,00,000 on air accidents, Purchase protection covers of ₹ 15,000.
Citibank Jet Airways Gold Credit Card Get complimentary upgrade voucher* to première on every 10000 JPMiles with the Jet Airways Citibank Gold Credit Card. Get complimentary upgrade voucher* to première on every 10000 JPMiles with the Jet Airways Citibank Gold Credit Card.
Citibank Jet Airways Platinum Credit Card Get 50% family discount vouchers* on booking and on renewal every year. Discount Vouchers valid on both domestic and international secto₹ Get 50% family discount vouchers* on booking and on renewal every year. Discount Vouchers valid on both domestic and international secto₹
Citibank Shoppers Stop Silver Credit Card Personal accident insurance of ₹ 5 lakh (air) and ₹ 1 lakh (non-air), Purchase protection of ₹ 15,000, Baggage protection of ₹ 10,000. Personal accident insurance of ₹ 5 lakh (air) and ₹ 1 lakh (non-air), Purchase protection of ₹ 15,000, Baggage protection of ₹ 10,000.
HDFC Silver Credit Card Get up to 3 add-on cards for your spouse, parents, siblings (own brother/sister), son and/or daughter (over 18 years). Get up to 3 add-on cards for your spouse, parents, siblings (own brother/sister), son and/or daughter (over 18 years).
HDFC Gold Credit Card Enjoy a free interest period of 50 days from the date of purchase. Enjoy a free interest period of 50 days from the date of purchase.
HDFC Titianium Credit Card Zero liability on any fraudulent transactions on your card. Zero liability on any fraudulent transactions on your card.
HDFC Platinum Credit Card Zero liability on any fraudulent transactions on your card. Zero liability on any fraudulent transactions on your card.
HDFC Visa Signature Credit Card Zero liability on any fraudulent transactions on your card. Zero liability on any fraudulent transactions on your card.
HSBC Platinum Credit Card Low rate of interest of 2.75% per month Low rate of interest of 2.75% per month
HSBC Gold Credit Card You can take 3 add on credit card You can take 3 add on credit card
HSBC Classic Credit Card You can take 3 add on credit card You can take 3 add on credit card
ICICI Bank HPCL Credit Card Insurance benefits, Discounts on air-travel. Insurance benefits, Discounts on air-travel.
ICICI Bank Big Bazaar Credit Card Tele-ordering and free home delivery, Personal accident insurance of ₹ 10 lakh (air) and ₹ 1 lakh (non-air), Baggage insurance of ₹ 10,000, Purchase protection of ₹ 25,000. Tele-ordering and free home delivery, Personal accident insurance of ₹ 10 lakh (air) and ₹ 1 lakh (non-air), Baggage insurance of ₹ 10,000, Purchase protection of ₹ 25,000.
ICICI Bank Titanium Credit Card 10% discount at Flemingo Duty-free shops at International airports across India 10% discount at Flemingo Duty-free shops at International airports across India
ICICI Bank Platinum Credit Card Air-accident insurance of up to ₹ 40 lac Air-accident insurance of up to ₹ 40 lac
ICICI Bank Signature Credit Card Air-accident insurance of ₹ 3 crore Air-accident insurance of ₹ 3 crore
Kotak Bank Trump Gold Card No interest, No fee for 3 months No interest, No fee for 3 months
Kotak Bank League Platinum Card 10% savings on spends at Taj Restaurants and Bars 10% savings on spends at Taj Restaurants and Bars
Kotak Bank Royale Signature Card Lost or Stolen Card fraudlent charges cover of ₹ 50,000/-, upto 12 hours pre-reporting Lost or Stolen Card fraudlent charges cover of ₹ 50,000/-, upto 12 hours pre-reporting
SBI Gold SBI Credit Card No surcharge on fuel purchase of ₹ 400 and upto 3,000 No surcharge on fuel purchase of ₹ 400 and upto 3,000
SBI Silver SBI Credit Card No surcharge on fuel purchase of ₹ 400 and upto 3,000 No surcharge on fuel purchase of ₹ 400 and upto 3,000
SBI SBI Platinum Credit Card No surcharge on fuel purchase of ₹ 400 and upto 3,000 No surcharge on fuel purchase of ₹ 400 and upto 3,000