| Banks | PNB Housing Finance | State Bank Of India (SBI) | HDFC Ltd | LIC Housing | AXIS Bank | ICICI Bank | Citibank |
| Rate of Interest | 6.99% - 9.65% | 7.55% - 8.05% | 7.55% - 8.55% | 7.55% - 8.75% | 7.60% - 8.05% | 7.60% - 8.30% | 8.50% |
| Processing Fee | Rs.10000 + GST | 50% off till 31.07.2022 | 3000 + Tax (Salaried), 5000 + Tax (S. Employed) | Below 1 Cr: Upto Rs.10000 + AT
Above 1 Cr: Rs.20000 + AT |
Up to 1% of the Loan amount subject to minimum of Rs.10,000/- | 3000 + Tax | 0.5% + ST or Rs 25,000 + ST (whichever is higher) |
| Loan Amount | Loan Amount upto 30Lac: 90% of Property Loan Amount above 30Lac - 75Lac : 80% of property Loan Amount Above 75Lac: 75% of property | Loan amount upto 30lac: 90% Loan amount above 30lac- upto 75Lac: 80% Loan amount above 75Lac: 75% | Rs.8,00,000 - Maximum 80% of the Cost of the Property (Subject to Income Eligibility) | Loan amount upto 75 lacs : 80% of the property cost Loan amount above 75 lacs : 75% of the property cost | Loans upto 80% of the property value | upto 90% of market value | Loan Amount upto 30Lac: 90% of Property Loan Amount above 30Lac - 75Lac : 80% of property Loan Amount Above 75Lac: 75% of property |
| Prepayment Charges | NIL | No Prepayment or foreclosure Charges | 3000 + Tax (Salaried), 5000 + Tax (S. Employed) | Below 1 Cr: Upto Rs.10000 + AT
Above 1 Cr: Rs.20000 + AT |
Up to 1% of the Loan amount subject to minimum of Rs.10,000/- | 3000 + Tax | NIL |