ICICI Bank Personal Loan
ICICI Bank offers wide variety of loans products to suit your requirements. ICICI Bank personal loans are easy to get and absolutely hassle free.
With minimum documentation you can now secure a Loan for an amount upto Rs.20 lakhs. An ICICI Bank Personal Loan is your one-stop-shop for fulfilling all your financial aspirations!
| Interest Rates | 11.59 - 17.50% |
| Forclosure charges | Nil – 5.00% |
| Processing Fee | Rs.999 for Special offers otherwise 1% - 2.5% |
| Repayment | 5 Years |
| Loan Amount | 20 Lakh |
| Min. Income | 20000 pm |
| Interest Rates | Pre Payment Charges | Processing Fees |
| 12.50% - 15.75%(For Special Companies) | Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% | Rs.999 for Special offers otherwise 1% - 2.5% |
| 15.50%(Salary Above 75,000) | ||
| 16%(Salary 50,000 -75,000 | ||
| 16.50%(Salary 35,000 -50,000) | ||
| 17%(Salary 20,000 -35,000) | ||
| 11.59% - 14.99%(Special rates for Loan Amount b/w 5 lacs - 20 lacs) | ||
| 11.29% - 11.70%(BT rates for listed company) |
| Eligibility Criteria | Salaried | Self Employed |
| Age | 23 – 58 Years | 25 – 65 years |
| Salary | Minimum 20,000 pm (Rs.25,000 for customers residing in Delhi & Mumbai) (Listed Companies) Rs. 40,000 for Non-Listed Companies in All Locations | Rs.40 lac for non professionals, Rs.15 lac for professionals |
| Profit After Tax | Rs.2 lac for prop firm/self employed individuals, Rs 1 lac for non professionals | |
| Eligibility | ICICI Bank Salary Account Holder, Customers having asset relationship with ICICI Bank (availed Home Loan, Car Loan and/or Auto Loan), Salaried customers with ICICI Bank Savings Account or Salaried customer having no relationship with ICICI Bank | Minimum 1 Year liability relationship (current or savings account) or asset (loan) relationship, either live or closed in the last 6 months. |
| Years in | 2 Years | 3 years for Doctors & 5 years for others |
| total job / profession |
| List of documents for Salaried | List of documents for Self-Employed |
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